# Paying from India

> Organizations billed in India pay in rupees through Razorpay with UPI AutoPay, cards, net banking or a bank mandate. Set the billing country under Billing → Invoices & payments.

Organizations whose billing address is in India pay in Indian rupees (INR) through Razorpay. Everyone else pays in US dollars through Stripe.

## Set your billing details

Before your first payment, a billing admin enters the legal name, billing address and country under **Billing → Invoices & payments**. In India you also choose the state and enter the 6-digit PIN code. A GSTIN is optional; when you add one it must match the state on your GST registration.

The country decides the currency. Once a subscription is paid in one currency, the country can't move it to the other; cancel the subscription first or contact support.

## How you're charged

- **Monthly**: per active developer, in arrears. The charge on the 4th of each month pays the month before it: active developers, add-ons and any extra credits. If you used less than the recurring charge, the difference is a credit on your next charge.
- **Annual**: per seat, paid upfront. More active developers than seats in a month, or extra credits, are sent as a separate invoice that you pay by link.

You authorize the subscription once in Razorpay's checkout with UPI AutoPay, a card, net banking or a bank mandate (eMandate). MergeHarbor never sees your card or bank details.

## Invoices

Every payment gets a MergeHarbor invoice under **Billing → Invoices & payments**. Open it and print or save it as a PDF.

## If a payment fails

Razorpay retries automatically and billing admins get an email. Billing shows which method couldn't be charged and when; choose **Update payment method** to pay with another one on Razorpay's page.

## Canceling

Choose **Cancel plan** under **Billing → Plan**. Your plan ends at the end of the billing period and you keep full access until then; the final month is invoiced as usual. Changed your mind? Choose **Keep my plan** any time before that date. After the plan ends, reviews pause and your organization is read-only; past invoices stay available, and **Resubscribe** starts a new plan.